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BETA TESTER & LIMITATION OF LIABILITY AGREEMENT

1. SERVICE IS "AS-IS"

PennyParser is currently in a "Beta" testing phase. This software is provided "AS IS" and "WITH ALL FAULTS." The developer makes no warranties, express or implied, regarding the security, reliability, or accuracy of the data processing.

2. NO FINANCIAL ADVICE

This tool is for personal organization only and does not provide financial, legal, or tax advice.

3. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE DEVELOPER BE LIABLE FOR ANY SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, DATA LEAKS, LOSS OF PRIVACY, OR FINANCIAL LOSS) ARISING OUT OF THE USE OF THIS TOOL.

4. TOTAL LIABILITY CAP

YOU AGREE THAT THE DEVELOPER’S ENTIRE LIABILITY FOR ANY CLAIM SHALL BE LIMITED TO THE GREATER OF $0.00 OR THE TOTAL AMOUNT YOU PAID FOR THE SERVICE IN THE LAST 12 MONTHS.

5. BINDING ARBITRATION & CLASS ACTION WAIVER

YOU AGREE TO RESOLVE ANY DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION AND WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT.